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Getting started with points and miles is pretty cool. It’s like opening up a treasure chest full of free or discounted travel opportunities. But here’s the deal: you have to be smart about it and stay out of debt. Always, and I mean always, pay off your bills in full every month. That way, you can enjoy the rewards without getting caught up in a financial mess. 

Now, let’s talk about patience. Points and miles aren’t a quick fix. It takes time. Set realistic goals and be patient as you rack up points through everyday spending, special offers, and clever travel planning. Think of it as a marathon, not a sprint.

So, to sum it up: never get in debt, pay off your bills on time, and be patient. With this approach, you’ll be well on your way to enjoying those sweet points and miles.

01

Choose Your Destination

Research your next adventure

02

Make Accounts

Create airline and hotel loyalty accounts

03

Get Organized

Make your "The Clever Tourists" spreadsheet

04

Protect your credit

Setup an account with Credit Karma

The first step is to decide where you want to go. Your decision will influence which travel points you’ll start collecting first. Whether you prioritize airline miles for a long-haul flight or hotel loyalty points for a luxurious stay, aligning your travel goals with the destination of your dreams allows you to embark on a journey that not only fuels your sense of adventure but also maximizes the benefits you reap from loyalty programs. 

Start making those accounts...

So, let’s dive in and see why you should create accounts with hotel chains like Hilton, Marriott, Hyatt, and airlines such as United, Delta, American, and Alaska.

When you create accounts with hotel chains like Hilton, Marriott, and Hyatt, you’ll earn points for every stay, bringing you closer to free nights and other exciting rewards. Creating accounts with airlines like United, Delta, American, and Alaska is the ticket to earning frequent flyer miles with each flight, which can be redeemed for free flights.

Here’s the best part: creating these accounts is usually free! It only takes a few minutes to sign up online, and the benefits you’ll receive in return are well worth the effort.

Time to get organized...

Now, let’s talk about the art of being organized when it comes to points and miles. Trust me, it’s a game-changer. Keeping track of everything will save you from the headaches of missed opportunities and expired rewards. Enter “The Clever Tourists” spreadsheet – your trusty sidekick in the realm of organization.

With “The Clever Tourists” spreadsheet, you can track your card applications and monitor spending requirements for sign-up bonuses. It also helps you to manage your loyalty programs. You can input your balances, keep an eye on expiration dates, and even add notes about your preferred redemption options. 

So, embrace the power of organization and let “The Clever Tourists” spreadsheet be your secret weapon. With a little bit of organization, you’ll navigate the world of points and miles like a pro.

Stay on top of things...

Another helpful program is Credit Karma. Creating a Credit Karma account is like having your own personal financial watchdog. It’s a fantastic tool that helps you keep an eye on your credit health and stay on top of your financial game.

With Credit Karma, you can easily monitor your credit score and credit report. You’ll get insights into what factors are impacting your score and even receive personalized recommendations on how to improve it. Credit Karma also provides you with free credit monitoring. You’ll receive alerts whenever there are changes to your credit report. It’s an extra layer of protection that helps you sleep soundly at night. Oh, and did I mention that Credit Karma is free to use? 

So, go ahead and create a Credit Karma account. It’s a smart move that empowers you to understand and manage your credit. 

In conclusion...

We’ve covered some essential aspects of maximizing your travel rewards journey. Choosing your destination is the first step. Creating accounts with hotels and airlines opens the doors to exclusive perks and benefits that enhance your travel experiences. Being organized is key, as it helps you keep track of your accounts, balances, and goals. Create a Credit Karma account to help you manage your credit. Now you’re all set. The world awaits, ready to be explored. Bon voyage!

FAQ

A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
  1. Everyday Expenses & Large Purchases: Use your new credit card for your regular expenses like groceries, gas, bills, and online purchases. Don’t forget your vacations and home improvement projects.
  2. Pay Bills: Pay your monthly bills, such as utilities, insurance, rent, and cell phone bills.
  3. Dining Out: Use your credit card when dining out at restaurants or ordering takeout. If going out in a group, offer to pay the bill and have them pay you back.
  4. Pay for Family and Friends: Ask them if they have any upcoming big purchases you could pay for and have them reimburse you in cash or through other means.
  5. Auto-Pay Subscriptions: If you have any subscription services, such as streaming services or gym memberships, update your payment method to your new credit card.
  6. Prepay Expenses: Some bills, like insurance premiums, property taxes, or cell phone bills, and donations can often be paid in advance.
  7. Business Expenses: If you have a small business use your credit card for business-related expenses.
  8. Pay Taxes: Depending on your local tax laws, you may be able to pay your income taxes or property taxes with your credit card. Be aware of any associated fees or potential interest charges.
  9. Add an Authorized User:  Just ensure that the user is not someone that will also want to apply for the card for themselves.